Yes, in a Chapter 7 filing, medical debt is treated as an unsecured, non-priority debt, and gets no special consideration from the bankruptcy trustee.
At the end of the process, the debt will be discharged along with other debts like credit cards and personal loans.
For many New Yorkers who’ve experienced a health crisis, the only feasible way to move forward is to file for bankruptcy.
Even people with good health insurance can end up incurring enormous out of pocket costs that they can’t pay back.
For help overcoming medical bills that are squeezing your life, call the attorneys at Zelenitz, Shapiro & D’Agostino at 718-599-1111 and talk to a Queens bankruptcy lawyer for free.